Helping You Survive and Thrive in Tough Economic Times

Recently Bank of America raised a firestorm after announcing it would start charging $5 a month for debit card users. Of course they understood they’d face a backlash of consumer resentment, but truth be told, they didn’t care. That’s right. They knew we’d holler, protest, and make a fuss. But in the end they calculated [...]

On Monday mornings NFL coaches around the league spend countless hours reviewing game film from the previous Sunday’s games. They understand that studying past performance is the surest way to guarantee future success. Every detail of every play is scrutinized. What mistakes did the players make? How could the defense have reacted better to audibles [...]

The folks over at Online Schools have created an interesting infographic on college costs in America. From their work we can conclude that college is definitely worth the investment. The median salaries of college graduates is between $41,000 and $50,916. Yet, it comes at a cost. The average college graduate leaves with a debt of [...]

The recent foreclosure crisis sucked over 371 billion dollars of wealth from communities of color, and nearly 8% of African-Americans lost their homes. Here are four lessons new home buyers can take away from the mortgage meltdown that will prevent their home ownership dreams from going up in flames. Know Your Credit Worthiness If you [...]

We’re addicted to the big play. The allure of the quick win seduces us. The 70 yard Peyton Manning to Reggie Wayne touchdown pass sends a surge of adrenaline pulsating through our blood. Vicariously we watch the average working Joe collect new found lottery millions, thinking – just maybe – one day it could be [...]

Does your boss own you? Is work sending your stress levels through the roof? Have your kids seen you so rarely that they’ve forgotten your name? Don’t worry, you’re not alone. We’re all being asked to do more, suffering under the weight of ever expanding job responsibilities. According to Mother Jones magazine, Americans have become [...]

“President Clinton today projected that the United States will have a $1.9 trillion budget surplus over the next decade. He said the increase in the expected surplus means the government will be debt-free by 2010.” ABC News, December 28, 2000 Imagine, during the last years of the Clinton administration we were on pace to become [...]